Privacy Policy for saverdfc.com

1. Introduction

We at saverdfc.com are committed to preserving the privacy and security of your personal data. This Privacy Policy is designed to inform you about the types of information we collect, how we use it, our legal basis for processing it, and the rights and choices you have regarding your information. We take data protection seriously and handle all personal data in accordance with applicable data protection laws, including the EU General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).

2. Scope and Data Controller

This Privacy Policy applies to all users of the saverdfc.com website and services offered through it. The data controller responsible for the processing of your personal data is saverdfc.com. For any data protection inquiries, you may contact us at [email protected].

3. Categories of Data We Process

We collect and process several categories of personal data to provide and improve our services:

a. Usage Data
Includes information about how you use our website such as your IP address, browser type, time zone setting, language preference, referring website, and interactions with website content. This data helps us understand usage trends and improve our digital infrastructure.

b. Account Data
If you create an account, we process your name, email address, mailing address, telephone number, and authentication credentials.

c. Profile Data
Includes your preferences such as saved products or services, purchasing history, customer behavior, and responses to surveys or promotions.

d. Communication Data
Covers your interactions with us, including support requests, correspondence sent to [email protected], chat histories, and any other form of communication initiated by or through our website.

e. Technical Data
Includes device information, operating system type and version, hardware model, unique device identifiers, and system configurations.

f. Transaction Data
Covers billing and payment information, details of transactions performed, product and service delivery data, and purchase history.

g. Preference Data
Includes your consent settings regarding cookies and marketing communications, product interest indicators, and opt-in/opt-out status.

4. Legal Bases for Processing

We process personal data under the following lawful bases as permitted by the GDPR:

– Consent: When you have given clear consent for us to process your personal data for specific purposes (e.g., marketing).
– Contract: When the processing is necessary to perform a contract with you or to take steps prior to entering into a contract.
– Legal Obligation: Where we are legally required to process your data (e.g., for tax reporting purposes).
– Legitimate Interests: Where processing is necessary for our legitimate interests or those of a third party, provided that your rights do not override such interests.

5. Your Rights

As a data subject, you have the following rights concerning your personal information:

– Right of Access: You may request a copy of your data held by us.
– Right to Rectification: You may request correction of inaccurate or incomplete data.
– Right to Erasure: You may request deletion of your personal data, subject to legal retention requirements.
– Right to Restriction: You can request that we restrict how your personal data is processed.
– Right to Data Portability: You may request that your data be transferred in a structured, commonly used, and machine-readable format to another provider.
– Right to Object: You have the right to object to processing based on our legitimate interests or for direct marketing purposes.

To exercise any of these rights, please contact us at [email protected].

6. Security Measures

We implement appropriate technical, administrative, and physical security measures to safeguard your personal data. These include but are not limited to encryption of sensitive information, access controls, regular backups, data minimization practices, and internal staff training on data protection principles.

7. International Data Transfers

Your personal data may be transferred and stored outside your country of residence. When transferred internationally, we rely on appropriate safeguards such as standard contractual clauses approved by the European Commission or compliance with region-specific privacy frameworks. By using saverdfc.com, you acknowledge that your data may be transferred to jurisdictions with different data protection standards than your own.

8. Data Retention

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected, including any legal, accounting, or reporting obligations. Retention periods vary by data type:

– Account and Profile Data: Retained for as long as the account remains active.
– Transaction and Communication Data: Retained for up to 7 years to comply with accounting and customer support standards.
– Usage and Technical Data: Retained for up to 24 months for security and analytics.
– Marketing Consents: Retained until you withdraw consent or for up to 2 years following your last interaction.

Data will be securely deleted or anonymized upon expiration of the applicable retention period.

9. Cookie Policy

saverdfc.com uses cookies and similar technologies to enhance user experience, analyze site performance, and provide personalized content. These include:

– Essential Cookies: Required for the operation of the website. These cannot be turned off.
– Functional Cookies: Enable enhanced functionality and personalization.
– Analytics Cookies: Help us understand how users interact with our site to improve performance (e.g., Google Analytics).
– Performance Cookies: Measure the effectiveness of features and content to optimize user experience.

10. Cookie Management and User Consent

Upon visiting our website for the first time, users are presented with a cookie banner that allows selection of preferences in line with GDPR and CCPA requirements. You can manage or withdraw your cookie consent at any time through your browser settings or our Cookie Preferences Panel available on the website.

For California residents, you may opt-out of the sale or sharing of your personal data under the CCPA by submitting a request via [email protected] or using the Do Not Sell My Personal Information link on the website, if applicable.

11. Protection of Children’s Data

Our services are not intended for individuals under the age of 13. We do not knowingly collect or process personal data from children under this age. If we become aware that such data has been inadvertently collected, we will delete it promptly. Parents or legal guardians who believe that we may have collected information from or about a child should contact us using the details provided below.

12. Policy Updates

We may update this Privacy Policy from time to time in order to reflect legal, technical, or operational changes. All changes will be posted on this page, and where necessary, we may notify you through other channels. Continued use of saverdfc.com shall constitute your agreement to the revised terms.

13. Contact Us

For questions, concerns, or requests regarding this Privacy Policy or our data processing practices, please contact us:

Email: [email protected]

Thank you for trusting saverdfc.com with your personal data. We are fully committed to data protection and compliance with all applicable privacy regulations. Please do not hesitate to reach out if you have any concerns or wish to exercise your data rights.